Legal checks often include local, state, and national sources to see if a potential employee has any legal issues that might impact their employment. Legal issues won’t necessarily eliminate a person from a job. As an example, it probably won’t matter if a person with a recent speeding ticket is applying for a technical job that doesn’t require driving. On the other hand, if a person is asked and they lie about it, it will matter.
Financial checks are used in many different ways. I remember a student in a class telling me that insurance companies frequently use financial checks when pricing insurance policies. A poor credit score typically results in a higher priced policy. Similarly, hiring managers might equate a poor credit score with a lower level of responsibility and use this as an elimination factor.
During the interview phase, you have an opportunity to shine. You can expect to be asked about your knowledge and skill set related to the job and you should be able to easily talk about anything you’ve included on your resume.
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